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Sunday, 28 October 2018
Perhaps our biggest ambition yet is the overhaul of our education sector. Every child counts – and simply, whatever it takes to prepare our teachers, curriculum and classrooms to attain the right educational goals that grow our country, will be done.
We will remodel 10,000 schools every year and retrain our teachers to impart science, technology, engineering, art and mathematics using coding, animation, robotics to re-interpret our curriculum.
We know that to succeed, moral integrity and conscience must continue to form the dominant character of our nation and its leadership. Corruption is an existential threat to Nigeria. Despite the gains we have made in closing the gates, we know that there is still much ground to cover to stop systemic corruption.
We are committed to deepening the work we started this first term such that the nation’s assets and resources continue to be organised and utilised to do good for the common man.
The next four years will be quite significant for our country. Nigeria is faced with a choice to keep building a new Nigeria- making a break from its tainted past which favoured an opportunistic few. Our choices will shape us – our economic security and our future prosperity.
Nigeria, more than ever before, needs a stable and people-focused government to move the agenda for our country forward. Join us on this journey to the Next Level of a prosperous, strong and stable Nigeria!
Nigerians, we are all going higher!Job Description
Conducts detailed portfolio analysis and reports. The analysis a report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities.
CLICK HERE for Key Accountabilities
CLICK HERE for Key Accountabilities
Key Accountabilities
- Analyses transactional risk measures including default, correlations and stress losses to enhance concentration risk views
- Estimates the probability of defaults, loss given default in order to validate risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management
- Identifies adjustments required to risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management
- Analyses and monitors the company’s lease portfolio
- Assessing all other credit risks and making recommendation
- Periodically analyses quantitatively and qualitatively the loan portfolio of the company based on sector concentration, volume concentration,product concentration, etc.
- Periodically performs default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure
- Monitors compliance to credit and risk policies of the company
- Prepares report on loan and lease portfolio
- Prepares report on analytics of portfolio performance, emerging trends and areas of opportunity
- Prepares comprehensive report on all repossessed lease assets identifying principal outstanding, loan-asset value, number of rentals outstanding, date asset is expected to be disposed and estimation of depreciation in asset value
- Mitigates credit risk exposure related to portfolio management activities
- Prepares report on probability of default using information from direct debit, cheque lodgement report and returned cheque report
- Suggests initiative to ensure consistency and compliance with credit policies and improve credit qualities
- Proposes evolutions in the policy, process, procedure, methodology, collaterals related to the risk identified
- Makes recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data
- Responsible for training the department on identified trends and recommendations
Skills & Knowledge
- Ability to review, analyse and report credit and risk activities and data in a way that is easily understood to make better decisions.
- Ability to handle and work efficiently with Microsoft Office Suite, Google Suite and other statistical and analytical softwares or application especially Microsoft Excel and Powerpoint.
- Ability to present and communicate analysis and recommendations to business leaders by supported facts.
- Knowledge of all practices and procedures involved in credit and risk management and how they can be implemented in a way that minimizes financial loss.
- Ability to identify gaps within the credit policies.
- Ability to anticipate and identify financial and economic trends as regards loan and lease portfolio.
- Ability to understand business trends, situations, practices, procedures and models
- Ability to function within defined guidelines and procedures to resolve routine issues
- Ability to measure financial data to evaluate financial performance and position
Educational Qualification & Experience
- B.Sc/M.Sc in Economics, Accounting, Finance, Statistics, Mathematics or any other relevant discipline.
- At least 1-2 years of relevant experience
Application Closing Date
31st December, 2018.
CLICK HERE for How to Apply
How to Apply
Interested and qualified candidates should send their CV to:
careers@conceptgroup-ng.com with job role as the email subject
careers@conceptgroup-ng.com with job role as the email subject