Standard Chartered Bank Nigeria
Job Title: Credit Policy Manager
City:Lagos
Job Title: Credit Policy Manager
- Job ID: 427166
- Job Function: Risk
- Full/Part Time:Full time
City:Lagos
Standard Chartered Bank
Standard Chartered PLC is a Nigeria multinational banking and financial Services Company in 36 branches located in Lagos...
The Job
To manage and oversee all matters relating to Mortgages & WM by reviewing the existing process and continuously improving them
Review, appraise and approve credit facilities in line with my Delegated Authority and recommending those requiring higher approval level of approval
Ensuring loan facilities are approved at correct levels of approval and in conformity with the credit policy and CAD requirements
Monitoring the Portfolio to ensure a healthy portfolio is maintained thereby contributing to overall Consumer Bank goals and objectives
Maintain Mortgage & WM Portfolios within budgeted parameters through detailed portfolio analysis backed by MIS and early warning trends
Assisting Business Unit Heads and BORM in coordinating, driving and directing effective compliance and operational risk management at the Business Unit level
Implement controls within the Business Unit to meet all regulatory and internal requirements
Ensure proper functioning of day-to-day controls, periodic monitoring activities and timely resolution of risk issues
Ensure that loan facilities are booked in line with the Credit Bureau Policy and loan portfolio is managed and segmented according to bureau findings.
Job Qualifications & Skills
University degree background with credit risk management experience.
Minimum of 3 years of Consumer Banking experience with proved credit skills.
Good understanding of local market and consumer banking credit in general.
Possess an eye for detail.
Good analytical skills.
Good interpersonal skills.
Good communication skills.
Good financial and MIS skills.
How To Apply
Interested and qualified candidates should:
